Payments for marketplaces and platforms
Design marketplace and platform payment flows with onboarding, payouts, and risk controls built for scale.
Typical call: 25 minutes.
- Platform flow map
- Onboarding and KYC plan
- Payout routing strategy
- Risk and dispute controls
- Ledger and reporting requirements
What you will get
A clear payment architecture that scales with onboarding, payouts, and risk.
1. Marketplace flow blueprint
A full flow map from buyer payment to seller payout with split logic, timing, and reconciliation steps.
2. Onboarding and verification plan
A KYC and KYB approach that balances risk, speed, and operational load.
3. Payout and settlement strategy
Payout timing, funding model, and reserve logic designed for your cash flow and seller expectations.
4. Risk and dispute guardrails
Controls for fraud, disputes, refunds, and seller performance that reduce exposure.
5. Reporting and accounting model
A ledger and reporting setup that matches marketplace flows and supports audits.
How the engagement works
Focused planning and execution steps to design the right platform payments system.
Week 1. Flow discovery
Review your business model, seller lifecycle, and current payment stack to map the core flows.
Week 2. Risk and compliance design
Define onboarding, verification, and dispute workflows that meet regulatory needs.
Week 3. Payout and ledger planning
Plan the payout model, reserve logic, and reconciliation requirements.
Week 4. Implementation handoff
Deliver final flow documentation, vendor recommendations, and an implementation plan.
Example outcomes
Results that teams typically achieve.
- Faster seller onboarding with fewer manual checks.
- Lower payout failures through better routing and monitoring.
- Improved dispute win rates with clear workflow ownership.
- Cleaner reconciliation and reporting for finance teams.
What we need from you
A short checklist to keep the work focused.
- Business model details and key marketplace flows.
- Current onboarding, payout, and dispute processes.
- Provider list and existing contracts if available.
- Finance and risk constraints for payouts and reserves.