Payment orchestration

An architectural pattern where you route payments across multiple PSPs, acquirers, and risk tools through a single control layer.

When this matters

You operate in many regions or verticals that need different PSP strengths.
You want to A/B test routing strategies without rewriting integrations.
You need to keep leverage in commercial negotiations with PSPs.

Operator tips

Start with one or two concrete routing hypotheses (e.g., local vs cross-border) rather than abstract flexibility.
Define clear ownership for orchestration rules so changes are deliberate and auditable.
Keep observability centralised so teams can see performance across rails in one place.

How to use this term

Use this definition when you are aligning stakeholders across product, engineering, finance, and operations. Shared vocabulary makes it much easier to argue about tradeoffs without talking past each other.

For deeper context, pair this term with the free assessment and providers/methods directories. They give you a concrete view of how concepts show up in real stacks.